body {
	font-size: 100%;
	background: #fff;
	background-image: url(images/bkg.jpg);
	margin: 0; 
	padding: 0; 
	font-family: 'Lucida Grande', 'Trebuchet MS', Verdana, Arial, Sans-Serif;
	color: #000099;
	}

a:link {
	color: #000099;
	text-decoration: none;

	
}
a:visited {cc0033fff;
	text-decoration: underline;
}
a:link:hover, a:visited:hover {
	color: #339900;
	text-decoration: underline;

	
}
a:link:active, a:visited:active {
	color: #333333;
	text-decoration: underline;
}



	

header {
	width: 100%;
	height: 300px;
	background: fff;
	text-align: left;
	background-image: url(images/hsb-logo-crest-only.gif);
	background-repeat: no-repeat;
	background-position: right;
	border-bottom: 1px solid #003300;
	}

#menu {	width: 100%;
	background: #ffff99;
	border-bottom: 3px solid #000099;
	border-top: 3px solid #000099;
	padding-top: 3px;
	padding-bottom: 3px;
	color: #000099;
	clip: rect(auto, auto, auto, auto);
	text-align: center;
	text-transform: none;
	position: relative;

}

#menu-bot {width: 100%;
	background: #fff;
	border-bottom: 0px solid #000099;
	border-top: 0px solid #000099;
	padding-top: 20px;
	padding-bottom: 3px;
	color: #000099;
	clip: rect(auto, auto, auto, auto);
	text-align: center;
	text-transform: none;
	position: relative;

}

#footer {
	width: 780px;
	background: #0;
	border-top: 1px solid #000099;
	border-bottom: 1px solid #000099;
	padding-top: 3px;
	padding-bottom: 3px;
	color: #000099;
	margin-bottom: 10px;
	margin-top: 10px;
	position: relative;
	left: 50px;
	font-size: small;
}
#main {
	width: 80%;
	font-size: 90%;
	background-image: url('images/german-eagle.gif');
	margin-left: 10%;







font-family: 'Lucida Grande', 'Trebuchet MS', Verdana, Arial, Sans-Serif;

h1 { font-size: 24pt;  
}


h2 { font-size: 20pt;
}


h3 { font-size: 16pt;
}

h4 { font-size: 12pt; }

h5 { font-size: 10pt;
      
}

h6 { font-size: 8pt;
     font-style: italic; 
 
}